EB is our main core services that has a specialization within the company that focus on the structure of employee benefit insurance plans. Human resources and thus management of the compensation and benefits package is critical to any successful organization. Our professional FAR have extensive experience in the employee benefits market and conversant with the structure and leveraging of insured plans and as such able to offer valuable advice on alternatives as well as benchmark industry norms. Part of our service would also be to assist our customers in the administration and implementation of elected employee benefits programs.
i) Basic Coverage
Hospital and Surgical Benefits
Comprehensive medical coverage for hospitalization expenses, intensive care services, surgical expenses, outpatient cancer and kidney dialysis treatment, second surgical opinion, etc. This benefit can be extended to your employees’ dependent too!
ii) Optional Coverage
In the unfortunate event of death due to both accidental and non-accidental causes, the Basic Sum Assured less any previous claim made under PPD benefit will be payable in one lump sum.
Total & Permanent Disablement (TPD) Benefit
In the event of TPD due to both accidental and non-accidental causes, the basic sum assured less any previous claim made under PPD benefits will be payable.
Partial & Permanent Disablement (PPD) Benefit
In the event of PPD due to both accidental and non-accidental causes, a percentage assured as stated in the Schedule of Compensation will be payable.
Accidental Death & Dismemberment (ADD) Benefit
In the event of death or dismemberment due to accident cause, a percentage of ADD sum assured as stated in the Schedule of Compensation will be payable
Terminal Illness (TI) Benefit
Upon diagnosis of a condition that is expected to result in death within 12 months, the basic sum assured less any previous claim made under PPD benefit will be payable.
ISK PLANNER SDN BHD (1097461-K) @ 2015. ALL RIGHT RESERVED.